How to Politely Offer Money to Someone in Need

There are times when we see our close friends or relatives suffering from money problems, and we want to help them. It is quite difficult to see a loved one suffer.

But what holds us back is the fear of offending them or hurting their ego and self-respect.

Here are a few ways how you can help your friend in need without offending them or hurting their self-respect and ego.

How To Politely Offer Money

1. Help them anonymously

The best method that you can choose to help your friend with their financial problems is to give them the required money anonymously. It will not only help them in the situation but will also preserve their dignity. 

2. Pay them as a gift

If your friend is in a crisis, you can offer him a cash gift for their birthday or as a Christmas gift. They will not have to worry about paying you back while their problem will also be solved.

3. Have an honest conversation

The best way that you can help them is to just have an honest conversation with them. Ask them about their problem, show your sincerity and offer to help them. If they see your sincerity in just helping them, they will take your money as a sincere offer. You can also tell them to pay you back your money when they are no longer in a difficult situation. 

4. Offer a loan

If you offer your friend money to help with their problem, but they don’t want to expect it because of their self-respect, the easiest way to help your friend get out of a difficult financial situation is to offer them money as a loan. It will not only help your friend with their issue but will also not put any extra pressure on you as well. 

5. Installments

You can also help out your friends by giving them the money and asking them to return it in installments. When you are not just giving them money but telling them that you expect it back as well, this will show them that you are not just doing it out of pity.

Rather you are doing it as a favor. This will help in preserving their dignity and at the same time, not put an extra burden on them regarding paying back the money.

6. Volunteer

If your friend is too proud to ask you for money or even refuses to accept money even when you offer them, you can look for other ways to help them.

A simple way through which you can help out your friend in need is by volunteering to do stuff for them for free.

For example, if your friend has to go out for a job interview due to financial conditions, you can offer to watch the kids while they are gone. It will save them the money that they would have spent on the babysitter. 

One thing that you should always keep in mind while helping your friends or loved ones is never to expect them to return the money.

Tell them anything that you think is suitable to preserve their dignity. Call it a loan or anything, but don’t expect it back. Because if you do and somehow they are not able to pay you back, it will ruin your relationship with them. 

How to Give Someone Money Without Offending Them

1. Giving money in person

If you are giving cash to someone in person, it is important to make sure that they are comfortable with receiving the money before giving it to them.

You should also make sure that they do not need it right away because this may cause them to feel obligated to spend it immediately instead of saving it for later use.

2. Giving cash through the mail

If you do not want to give cash personally, but still want the receiver of your gift to know how much you care about them, consider sending a check through the mail instead of handing over an envelope full of cash in person.

When sending a check through the mail, include a short note thanking them for something specific and letting them know how much their friendship means to you.

3. Make a donation in their name

If you’re giving money because you want to help someone out financially, consider making a donation on their behalf instead.

That way they’ll be less likely to feel like they owe you anything in return and they’ll get something out of it too.

4. Don’t expect anything in return

No matter how much money you give someone, there’s always the chance that they’ll feel obligated to repay the favor somehow, even if it means paying back the full amount or more. Rather than asking for repayment, let your generosity speak for itself.

Conclusion

A nice gesture is an unexpectedly thoughtful one. It’s considered to be more than the value of what you gave because it’s given without selfish intentions and with good intentions.

Sometimes the thoughtful act of giving money to someone will lead them down a path of growth or change that is beyond your expectation. The key is in your attitude and to always act with a good heart toward them and yourself.