There are times when we see our close friends or relatives suffering from money problems and we want to help them. It is quite difficult to see a loved one suffer. But what holds us back is the fear of offending them or hurting their ego and self-respect. Here are a few ways how you can help your friend in need without offending them or hurting their self-respect and ego.
How to politely offer money?
- Help them anonymously:
The best method that you can choose to help your friend with their financial problems is to give them the required money anonymously. It will not only help them in the situation but will also preserve their dignity.
- Pay them as a gift:
If your friend is in a crisis, you can offer him a cash gift for their birthday or as a Christmas gift. They will not have to worry about paying you back while their problem will also be solved.
- Have an honest conversation:
The best way that you can help them is to just have an honest conversation with them. Ask them about their problem, show your sincerity and offer to help them. If they see your sincerity in just helping them, they will take your money as a sincere offer. You can also tell them to pay you back your money when they are no longer in a difficult situation.
- Offer a loan:
If you offer your friend money to help with their problem, but they don’t want to expect it because of their self-respect, the easiest way to help your friend get out of a difficult financial situation is to offer them money as a loan. It will not only help your friend with their issue but will also not put any extra pressure on you as well.
You can also help out your friends by giving them the money and ask them to return it in installments. When you are not just giving them money but tell them that you expect it back as well, this will show them that you are not just doing it out of pity. Rather you are doing it as a favor. This will help in preserving their dignity and at the same time, not put an extra burden on them regarding paying back the money.
If your friend is too proud to ask you for money or even refuses to accept money even when you offer them, you can look for other ways to help them. A simple way through which you can help out your friend in need is by volunteering to do stuff for them for free. For example, if your friend has to go out for a job interview due to their financial conditions, you can offer to watch kids while they are gone. It will save them the money that they would have spent on the babysitter.
One thing that you should always keep in mind while helping your friends or loved ones is that never expect them to return the money. Tell them anything that you think is suitable to preserve their dignity. Call it a loan or anything, but don’t expect it back. Because if you do and somehow they are not able to pay you back, it will ruin your relationship with them.
Should I offer money to my friends?
If you have loyal friends who help you when you are in need then offering money politely is not bad at all. Good friends always understand each other and if you are concerned about friends it’s a sign of good friendship.
Would it look weird to offer money to a poor friend who is a girl?
Not at all, you only have to take care of the bonding you have with your female friend. If you are an old friend then it’s not weird to offer money. Otherwise, you have to see the situation deeply before offering money.
How can I give money secretly?
If you feel your friend would mind if you offer him/her money then you can just transfer the money to the bank account or you can take help from a mutual friend. Also, you can meet the friend one to one and offer help.
Is there a way to give money to a friend without letting them know that it was me?
Yes, mutual friends can do the job for you and keep your name secret. If it’s a school fee or other expenses then you can pay that on behalf of your friend without letting him/her know about that.
How can I politely ask someone if they need money?
Guessing about the financial situation of a friend is not difficult at all. Good friends can guess easily when they hang out together. Ask friends about their liabilities and how they pay bills, then you can figure out and ask them out if they need help.
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